Term & Conditions
Description of Service
Canna Business Lenders operates a two-sided matching service that connects cannabis business operators seeking financing (“Borrowers”) with private lenders in our network (“Lenders”). We are not a bank, lender, or broker, and we do not make lending decisions, set loan terms, or fund any loan directly. When a Borrower is matched with a Lender, we notify the Borrower by email; the Lender then contacts the Borrower directly to proceed. Any financing arrangement is solely between the Borrower and the Lender.
No Guarantee of Funding
Submitting a request through the Site does not guarantee that you will be matched with a lender, approved for financing, or offered any particular loan amount, rate, or term. All lending decisions are made independently by third-party private lenders based on their own underwriting criteria.
Your Relationship With Matched Lenders
If we match you with a private lender, any application, documentation, negotiation, and agreement takes place directly between you and that lender. We are not a party to that transaction and are not responsible for a lender’s decisions, conduct, loan terms, or compliance with applicable law. We encourage you to independently evaluate any lender you are matched with before proceeding.
Lender Network Participation
Private lenders may sign up to join our network and receive Borrower funding requests that match criteria they specify (deal type, deal size range, and states of operation). Signing up is free and does not guarantee any minimum number, frequency, or quality of matched requests.
Lenders participating in our network may be subject to a separate referral agreement governing any fee payable to Canna Business Lenders in connection with a funded deal resulting from a match. [This section should be reviewed alongside the separate Lender Referral and Fee Agreement once finalized with counsel, to ensure the two documents are consistent and that any fee arrangement is properly disclosed here as well.]
Canna Business Lenders does not guarantee the creditworthiness, licensing status, or accuracy of information provided by any Borrower, and Lenders are solely responsible for their own independent underwriting and due diligence on any matched request.
Eligibility and Accurate Information
You must be at least 18 years old and legally authorized to act on behalf of the business submitting a request. You agree to provide accurate, current information when using the Site, including through our contact and funding request forms.
Acceptable Use
You agree not to use the Site to submit false or misleading information, to attempt to gain unauthorized access to the Site or its systems, or to use the Site for any unlawful purpose. [Insert any additional acceptable-use restrictions specific to your business once reviewed with counsel.]
Intellectual Property
The content on this Site, including text, graphics, logos, and design, is owned by or licensed to Canna Business Lenders and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our prior written permission.
Disclaimers
The Site and its content are provided “as is” without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that any lender match will result in financing on terms favorable to you. [This section in particular should be reviewed and expanded by counsel to reflect applicable state disclaimer requirements.]
Limitation of Liability
To the fullest extent permitted by law, Canna Business Lenders shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or any interaction with a matched lender. [Insert specific liability cap and any carve-outs once reviewed with counsel — this is one of the most jurisdiction-dependent sections and should not be finalized without legal review.]
Governing Law
These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law principles. [Confirm with counsel whether this is the appropriate governing law and venue selection given the nationwide nature of the matching service.]
Changes to These Terms
We may update these Terms from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Contact Us
If you have questions about these Terms, contact us at:
Canna Business Lenders
Centennial, CO
contact@cannabusinesslenders.com