Cannabis Real Estate Loans for Land, Labs & Retail Space
Cannabis real estate loans through our private lender network fund raw land, warehouses, labs, and dispensary retail space for licensed operators that conventional commercial real estate lenders routinely decline.
Property financing for every corner of the industry
Cannabis real estate loans through Canna Business Lenders fund raw land, warehouses, labs, and dispensary retail space for licensed operators that conventional commercial real estate lenders routinely decline. Real estate is often the single largest expense in launching or expanding a cannabis business.
Our private lender network was built specifically to close that gap, matching operators with cannabis real estate loans structured around the actual collateral and licensing realities of the property in question.
Property financing is also where the mismatch between cannabis businesses and traditional lenders is most obvious. A profitable, licensed dispensary can still be turned down for a standard commercial mortgage simply because of what’s sold inside the building.
Marijuana Real Estate Loans for Raw Land and Cultivation Sites
Acquiring raw land is often the first step for a cultivation operation, and marijuana real estate loans for this purpose require lenders comfortable financing property before a license or build-out is even complete.
Our network includes lenders who specialize in exactly this scenario, financing land acquisition based on the strength of your business plan, licensing timeline, and projected use.
Once land is secured, many operators return to the same lender network for construction financing to build out cultivation infrastructure, creating a continuous financing relationship through each stage.
Marijuana real estate loans for land acquisition often carry higher rates than a finished property would, since the collateral is less immediately valuable — but for operators without another path to ownership, it’s frequently the only realistic option available.
Cannabis Property Financing for Warehouses, Labs, and Retail
Cannabis property financing extends well beyond cultivation. Extraction labs, testing facilities, and dispensary retail locations all require property-specific financing structured around their use case and licensing status.
Warehouse and lab space typically requires cannabis property financing that accounts for specialized build-out costs like ventilation, security systems, and compliance infrastructure.
Retail dispensary space carries its own considerations, since foot traffic, zoning distance requirements, and local licensing rules all affect the property’s value and the terms a lender will offer.
Sale-leaseback structures are also available through some lenders in our network, letting an operator sell a property they already own to an investor and lease it back long-term.
What to Expect When You Apply for Cannabis Real Estate Loans
Applying for cannabis real estate loans starts with sharing details about the property, your licensing status, and your business plan. Our team matches your request to lenders who specialize in that specific property type.
Because every lender in our network already works in cannabis, you won’t need to spend time convincing them the industry is legitimate. This typically means faster underwriting than a conventional commercial real estate lender unfamiliar with cannabis.
Get Matched With a Cannabis Real Estate Lender
Whether you’re acquiring raw land, expanding a lab, or opening a new dispensary location, reach out with your project details and we’ll connect you with private lenders who fund cannabis real estate nationwide.
Submit your project details below to join our network. We’ll email you when you’re matched with a lender who fits your property type — from there, the lender handles the rest directly.
Common Questions
Can I get a loan to buy raw land for a cannabis grow?
Yes. Our network includes lenders who finance raw land acquisition specifically for licensed cultivation projects.
Do you finance dispensary retail space?
Yes, real estate loans are available for retail, warehouse, and lab space tied to licensed cannabis operations.
What are typical interest rates on cannabis real estate loans?
Rates vary widely by lender type — bank and credit union programs tend to run lower, while hard money and private lenders charge more for speed and flexibility.
What loan-to-value ratio can I expect?
LTV depends on the lender and collateral quality; stronger borrower profiles and income-producing property typically qualify for higher LTV.
Are sale-leaseback deals available?
Some lenders in our network structure sale-leasebacks, letting you sell the property to an investor and lease it back long-term.
How long are cannabis real estate loan terms?
Terms range from short interest-only bridge loans to longer amortizing terms, depending on the lender and loan type matched to your deal.
Can I refinance an existing cannabis property loan?
Yes, refinancing is available through several lenders in our network for operators looking to improve terms or pull out equity.
What documentation do I need for a real estate loan application?
Typically property details, business financials, licensing documentation, and a project overview — your matched lender will confirm specifics.
Ready to Get Matched?
Submit your project below to join our network. We’ll email you when you’re matched — the lender takes it from there.